Century Funding, Ltd. - Mortgage Loan Process

1. Apply for a Loan

There are three ways to obtain for a home mortgage. Applying for a home loan to purchase or refinance a home can be an overwhelming task. There are several things to consider and decisions to make. We know the process is involved and we want to make applying for a home loan or refinancing as simple as possible. We offer three ways to apply:
    Apply Online
    Apply by Telephone
    Apply in Person
Pick which best suits your needs and is most convenient!

2. Gather the Materials you need for Application

Click here for list.

3. From Application to Closing

Once we have received your application and discussed our documentation needs with you, we will agree on a loan that fits your particular situation. At that point we will start the process of loan approval. When all documentation initially discussed is received, we will advise you with a loan response.

If the loan response is favorable, our next step will be to order a property appraisal. When a satisfactory appraisal is received, usually two to four days, we'll schedule your loan closing. Settlement will be scheduled at your convenience. In the meantime we will coordinate issues such as title insurance and other closing details with the closing agent and other parties, as appropriate. You will hear from us the day before closing with all details necessary to close the following day!